Real Estate
Real Estate
Our Housing strategy invests for the long term to deliver affordable, high-quality, energy efficient, safe homes across the UK with great customer service and long-term stability of tenure for residents.
Our mission is to deliver strategically important investments in key segments of the UK’s housing sector to create affordable and sustainable communities that both deliver over the long-term for our investors and enhance our customers’ lives.
Our vision is to become the partner of choice in the UK for investors who need long-term, predictable, risk-adjusted returns from the housing assets we manage whilst delivering a positive impact for our customers, their communities and the environments we invest in.
The benefits of investing in UK housing
Housing investments benefit from substantial asset-backing and provide investors with the potential for attractive long-term returns, offering:
- A secure and sustainable rental stream from individual residents, diversified by location, property (houses, apartments) and resident type
- Inflation-linked income
- Diversification versus commercial real estate, infrastructure and other traditional asset classes
- Potential for long-term capital appreciation in excess of inflation
- Low volatility, in many cases, through below-market rents
We focus on two key types of housing
Shared Ownership
Shared ownership provides an affordable route to homeownership for middle and lower-income households through a part-buy, part-rent model with subsidised rents and low deposit requirements.
Build-to-rent
Purpose built residential property created for rent rather than sale and typically owned by institutional investors seeking long-term returns through the provision of fairly-priced homes.
Our Housing funds
Residential Secure Income plc (ReSI)
A listed investment trust delivering secure inflation-linked income from shared ownership homes.
Gresham House Thriving Investments ReSI LP
A limited Partnership fund focused on providing access to new-build shared ownership homes and affordable housing with Thriving Investments.
Gresham House BSI Housing Fund
A private fund focused on less-competitive smaller investments, investing earlier in the development process, multi-tenure schemes and backing new UK housing ventures.
Our Registered Providers
Our funds invest in shared ownership and affordable housing through our two Registered Providers of social housing: ReSI Housing Limited and ReSI Homes Limited.
These companies are regulated to hold affordable housing assets and therefore are managed with high standards of governance and financial viability, and a focus on resident welfare.
We have expertise across all residential asset classes, including shared ownership, retirement, affordable, social and market rented homes, offering supreme access to opportunities across the sector.
Our housing investments have strong and quantifiable social and environmental benefits – including via reduced rents versus market rates for our residents.
Residential Property FAQs
Common questions on the investment case for UK housing and how investment can help meet the need for affordable, accessible homes.
Why invest in UK housing?
People need good-quality homes regardless of the economic environment. Demographic trends and historic undersupply have contributed to a shortage of affordable housing in the UK, creating a long-term need for investment.
What are the portfolio benefits of residential property?
Residential property offers substantial asset-backing and the potential for long-term rental income and capital appreciation. Depending on the investment strategy, income may be linked to inflation.
How can residential property diversify a portfolio?
Residential property provides exposure to different demand drivers from commercial real estate, infrastructure and other traditional asset classes. Within a housing portfolio, rental income can also be diversified across locations, property types and residents.
How does investment support the delivery of new homes?
Long-term capital helps housebuilders, regional developers, housing associations and local authorities deliver new housing. We seek to support this development and help address the UK’s shortage of affordable, accessible homes.
How can residential investment deliver positive social impact?
Investment can increase the availability of good-quality homes that meet residents’ needs. Our approach seeks to support housing that delivers social, environmental and economic benefits alongside the potential for long-term financial returns.
Insights
Latest news and thinking on Real Estate
Gresham House and Thriving Investments partnership commits £38mn to deliver 160 affordable homes in Gloucestershire
Gresham House and Thriving Investments partnership commits £38mn to deliver 160 affordable homes in Gloucestershire Gresham House and Thriving Investments…
Thriving Investments and Gresham House partnership to deliver 40 shared ownership homes
Thriving Investments and Gresham House partnership to deliver 40 shared ownership homes in Exmouth, Devon, extending its sizeable footprint in…
Thriving Investments & Gresham House invest £53mn in 122 homes
Thriving Investments has formed a partnership with Gresham House to create a new UK-leading affordable housing fund management platform
Connect with our team
Whether you would like to explore our investment strategies, discuss your objectives or learn more about Gresham House, our team is here to help.
Key risks
The value of your investment and the income from it is not guaranteed and may fall as well as rise. As your capital is at risk you may get back less than you originally invested. Past performance is not a reliable indicator of future performance.